Apr 21

If you have bad credit, but need to buy a car, don’t worry! We offer bad credit car financing to all customers regardless of their past credit situations. Credit history and credit score will play a role in what kind of credit options you will get, but they will not limit your ability to get a car loan. Here are a few steps that you can take today to apply for bad credit car financing to get one step closer to owning a car:

Check your credit report.

Before you fill out a credit application, it may be wise to review your credit report. You can get an instant credit report from any of the three online credit reporting agencies. Make sure that all items on your credit report are accurate. Remember: your lenders will review your credit history when they consider what type of loan to give you. Even if you have bad credit in your history, you can still get a fair credit loan, but you should be aware of the reality of your credit history when you approach a lender.

Fix errors in your credit report.

You may have incorrect negative items listed in your credit report. You have the right to dispute these negative items to have them removed from your credit report. If you wish to dispute a negative item (such as an unpaid bill), then contact the credit bureaus and original creditor. You should have a response from the credit reporting agencies within 30 days.

Fill out an application.

We have a secure online credit application available to help you get started with the financing process today. Simply fill out the credit application from the comfort and convenience of your home. A lender will contact you with more information about how to get started with your loan once we receive your credit application.

Speak with the lender.

Once the lender contacts you, we will go over your credit application and discuss your financial situation in detail. Based on this conversation, we will develop a variety of different program options that are custom suited to your needs. You can select the financing program that is best for you in terms of ease and affordability.

Contact us today www.drcredit.ca  to learn more about how you can apply for car financing today and to get started buying and paying for your new or used car.

Apr 8

As we head into warm spring months, chances are good that you are already starting to think about road trips and weekend vacations. In order to safely take long drives for extended periods of time, it’s important to be sure that your car is in excellent condition and that you don’t have any engine parts that are threatening to come loose at any moment.

Listening to your car and reveal a lot about what’s going on under the hood that you may not be able to see. Plus, it will be easier to listen to your car in the spring because it’s a lot nicer to drive with the windows down! Even if you are not a car maintenance guru, there are some noises that should alert you to possible damage or danger. Here are a few noises that you may hear from your car and more information about what they may mean:

Squeal with Varying Pitches

The most common cause of a squeal coming from your engine - especially a squeal with varying pitches - is a belt. When you hear a squeal, chances are good that the belt is about to fail because it is loose. It’s important to take you car in for an inspection right away whenever you hear this kind of squeal.

Clicking

Many times, you will hear a faint clicking noise coming from your engine after you turn off your engine. Don’t worry - a faint clicking noise is a normal noise that is caused by your manifold dropping in temperature. You will not need to get your engine checked out if you hear this noise.

Howling

A howl that sounds like a cat when you turn your steering wheel (especially during parking) is a normal noise for many people. However, it’s not a safe noise. You should bring your car in to see if you need to add more power steering fluid to your car.

Clicking While Turning

If you hear a clicking noise while turning your wheel, then bring your car in for an inspection immediately. Chances are good that the CV joint (part of your axel) is wearing out. You don’t want to have an axel wear out during a weekend trip!

Whooshing Sound When Turning on the Car

If you hear a loud whooshing noise when you turn on your used car, then you’re probably okay. There is a large fan located behind your engine radiator that moves a lot of air quickly, causing the whooshing noise.

Contact us today www.drcredit.ca  for more information about how to listen to your car to get it ready for safe springtime driving.  We offer used cars and used trucks, along with car financing regardless of past credit issues.