Apr 21

If you have bad credit, but need to buy a car, don’t worry! We offer bad credit car financing to all customers regardless of their past credit situations. Credit history and credit score will play a role in what kind of credit options you will get, but they will not limit your ability to get a car loan. Here are a few steps that you can take today to apply for bad credit car financing to get one step closer to owning a car:

Check your credit report.

Before you fill out a credit application, it may be wise to review your credit report. You can get an instant credit report from any of the three online credit reporting agencies. Make sure that all items on your credit report are accurate. Remember: your lenders will review your credit history when they consider what type of loan to give you. Even if you have bad credit in your history, you can still get a fair credit loan, but you should be aware of the reality of your credit history when you approach a lender.

Fix errors in your credit report.

You may have incorrect negative items listed in your credit report. You have the right to dispute these negative items to have them removed from your credit report. If you wish to dispute a negative item (such as an unpaid bill), then contact the credit bureaus and original creditor. You should have a response from the credit reporting agencies within 30 days.

Fill out an application.

We have a secure online credit application available to help you get started with the financing process today. Simply fill out the credit application from the comfort and convenience of your home. A lender will contact you with more information about how to get started with your loan once we receive your credit application.

Speak with the lender.

Once the lender contacts you, we will go over your credit application and discuss your financial situation in detail. Based on this conversation, we will develop a variety of different program options that are custom suited to your needs. You can select the financing program that is best for you in terms of ease and affordability.

Contact us today www.drcredit.ca  to learn more about how you can apply for car financing today and to get started buying and paying for your new or used car.

Feb 11

We are dedicated to providing services that our customers can rely on in order to get the best car for their lifestyle and budget. These services include a wide variety of new and used vehicles, online interactive features, a service department, and a wide range of financing options for customers of all budgets.

We’d like to take this opportunity to tell you more about our bad credit car financing options which may be available to you to help you afford your next new or used car:

Loan Program

Our bad credit financing loan program helps to ensure that all of our customers can practically afford to buy a car - no matter what their current financial situation is. Through this loan program, we are able to offer manageable loans to our customers based on their budgets. These programs will be developed so that each customer is able to afford to buy a car not only now, but also years down the road.

In order to get you the best possible loan rate, we will review your credit history and your current financial situation. We will then present you with options in terms of the size of the loan we can offer, the interest rate associated with that loan, and more. Contact us for details or to fill out a credit application today.

Options

When you contact us for information about bad credit car financing, you’ll be at a financial advantage. Once we review your financial situation, we’ll assess which types of vehicles will be best suited to your lifestyle and long-term financial constraints. We’ll, therefore, be able to place you in a vehicle that you can comfortably afford that is also safe and reliable. By working first with your budget and then with your options, we’ll help to increase the likelihood that you can practically afford your loan payments for years to come, no matter what happens in your private life.

Specials

In addition to our competitive loan program for bad credit car financing, we also offer continuous specials that are designed to ensure that you have low interest, no down payment, and other special opportunities throughout the year. If you are looking for added discounts off of the purchase of your car, then ask us about current or upcoming specials that may help you even more.

Contact us today  www.drcredit.ca for more information about how bad credit financing program.  We can get you approved and driving, usually in less than 24 hours! Apply Today!